Meet The Team Kolb Staff

John Kolb

VP Sales Manager

NMLS: 131263

Office: 248. 569.7283 Ext-35153

Direct 248.833.5153

Fax 888.560.7764

Email: jkolb@lowrateonline.com

Team Email: TeamKolb@lowrateonline.com

  • Emily McLaughlin
    Emily McLaughlin Senior Production Partner

    Emily is a Mortgage Loan Processor for Team Kolb, bringing more than 15 years of experience to the team. She started with Team Kolb in 2010 and has since moved into her role where she is responsible for managing files and overseeing the process to move more quickly and close the deal. Emily enjoys the fast pace environment within the industry and most importantly, getting to work with a team she considers family.

  • Shannon Gestrine
    Shannon Gestrine Team Member

    Shannon joined Team Kolb in 2018. She is responsible for assembling and overseeing information within the loan process. Shannon values the process and getting to experience the end result with clients when they get to close a deal.

  • Jeffrey Rees
    Jeffrey Rees Senior Production Partner

    Jeffrey is one of Team Kolb’s Senior Production Partners. In this role, he works alongside his team to produce and deliver the best possible loan options for each client. Jeffrey joined Team Kolb in 2014 and enjoys working closely with clients to secure a loan best fit for their home.

Team Kolb Reviews

  • John made the process easy to deal with.

    Jason A.
  • Found this company to be very professional and easy to work with. Would highly recommend this company to everyone.

    Donna C.
  • John is always very helpful, knowledgeable, and responds quickly to any questions.

    James C.
  • First class professional

    Richard W.
  • John and his team made my refinance super easy. They helped things happen quickly and was able to get us into a great rate, and get us the cash out we wanted.

    Katie D.
  • John and his team are AMAZING. We've done this home-buying thing 4 times now, with a couple of re-fis in there, too, and this has BY FAR been the smoothest, easiest, most straightforward experience with a mortgage company that we've ever had.

    Beth B.
  • John and his team were so attentive throughout the process. Their attention to detail and transparent communication during the process was refreshing.

    Jason G.
  • John and his team are on the ball. They want to help you get your loan, and they take care of it fast and with good communication.

    Avi F.
  • John is very professional in his approach; always available to answer any question and patiently explains the process, he even calls his clients on weekends or afterhours!

    Abolfazi K.
  • John made my refinance so painless and easy. He and his team were prompt with responses to any and all of my questions and I’m so grateful for their help during this process.

    Amanda I.
  • We had a great experience - were kept in the loop the whole time, and finished everything up easily, even during this crazy time we're going through!

    Melissa M.
  • John did a great job of letting me know what was going on and what he was doing. It was a crazy time with mortgage rates all over the place and he set expectations perfectly. He said what he was going to do, and he did it.

    Dustin M.
  • Quick response to emails and calls, and getting everything prepared for closing.

    Keith S.
  • Got the rate and payment needed.

    Tony M.
  • John is great, super helpful, responsive, easy to talk to and willing to answer any questions. This is my second time working with John and team and I’ve had a wonderful experience both times. Super thankful for all their help, guidance and hard work they put into making my refinance experience so easy.

    Jorden M.
  • It was easy to complete everything online without even leaving my home. Everything I was told was accurate, no surprises!

    Steven C.
  • I am a first time home buyer. John communicated with me every step of the way. He was very thorough in explaining content I did not understand and followed-up with me to ensure I was satisfied throughout the buying process.

    Arthur S.
  • John was available to me when needed after normal business hours. He gave me confidence in being the best person to handle my refinance.

    Bradley B.
  • John is easy to work with, responsive, and just gets the job done. Thank you, John!

    Robert R.
  • I was kept up-to-date on every step of the refinance process. Also the online doc sign procedures were easy to do.

    Dante E.
  • John made the process simple and clearly explained each step. He stayed ahead of the game allowing for a very smooth close. Highly recommend John to all of my friends!

    Brandon G.
  • Great experience! Will be recommending John and his team to my family and friends.

    William W.
  • Communication was quick and helpful. All my questions were answered and clarified very well. Our final result was exactly as stated.

    Samuel B.
  • John Kolb and his team made the process, that if often characterized as complex, very simple. Each question was addressed and resolved in a timely manner that we understood and were comfortable with. We never experienced any pressure. John operated in our best interests. Our family is delighted with the value and service that was provided. I would happily recommend John and look forward to doing so.

    Joseph L.
  • John made the house buying process smooth and procured a great rate for us.

    Andrew P.
  • Great service, good rates!

    John C.
  • Easy to work with, knowledgeable and took good care of us.

    Lisa P.
  • John, answered all my questions and always kept me in the loop. I was a first time home buyer and he was so patient with me.

    Mark W.
  • Great communication when I didn't understand something. Very knowledgeable and trustworthy. He really had my best intentions at heart.

    Tyler C.
  • Open communication and quick responses.

    Windy G.
  • John has been our go-to mortgage expert for over 10 years! He is always fast to respond, accommodating, and super friendly! I would recommend his service anytime

    Aubrey U.
  • John was professional, friendly, helpful, and patient throughout the entire mortgage process. John was also available even on nights and weekends for questions. He went above and beyond by getting us an even lower rate than initially estimated as well as provided sound advice!

    Matthew B.
  • Johns and his team were great to work with as we secured our dream home! They were always there when we had any questions and made everything go as smoothly as possible! I would highly recommend using John!!!

    Kathryn B.
  • John was very attentive and made it happen.

    Aaron S.
  • I liked all the quick responses every time we had a question about something. Also everything was explained very well.

    Christopher N.
  • Great guy to work with and obviously a great supportive staff. He always comes through with the best rate. This is my 5th refi or new mortgage with John over the years. Thanks again John!!

    Paul S.
  • John was extremely patient and professional during the process. He continually went out of his way to ensure that we were not only informed on the timeline, but that we were comfortable with it as well.

    Samuel P.
  • John was always attentive and responded to emails and phone calls quickly! He was very informative and made the process of purchasing our first home a smooth experience!!

    Alison K.
  • John and his team are very easy to work with. They made the whole process stress-free for me and I wouldn't hesitate to recommend them to others.

    Gina T.
  • Easy to get get ahold to answer any questions I had. He explained and walked thru with me on all the numbers that I was looking at on my closing papers.

    Michael K.
  • John was very helpful with the mortgage refinancing process and took the time to answer my questions. I felt comfortable speaking with John and the everything aligned on paper with what we discussed over the phone as agreed upon. The whole process went smoothly and we were able to close relatively quickly, thanks again!

    Benjamin W.
  • John is very professional and always is there for any questions and is very timely in responding. Would give John a 10 for his service. Every time we have used John he has went above and beyond in his service.

    Pamela S.
  • Very easy to work with.

    Daniel E.
  • John is a great guy to work with. John was very patient and understanding with my computer lack of skills. John was always one step ahead of me to complete my refinance. I have a lower mortgage rate and paid off debt that was drowning me in interest rate/charges. I owe a lot to John and his staff for helping me out and saving a ton of money.

    Lawrence S.
  • John worked diligently to assure my closing would happen in a timely manner. We exchanged calls as late as 8pm . I knew he was working hard. As a business owner, there are always extra hurdles to overcome and John made it happen.

    Michael M.
  • John was very communicative and gave me the information I needed in a form I was able to easily understand.

    Brett R.
  • John was great. Answered all my questions promptly and clearly. My refi was made effortless thanks to the team!

    Jake W.
  • You and your team made this entire process extremely smooth and efficient for my wife and I!

    Christopher S.
  • John Kolb is hands down the best. His team and the entire Capital Mortgage Funding team make the experience very easy and seamless!! A pleasure working with him!!

    Noel H.
  • John made everything so easy for my husband and I. He always answered promptly anytime we had questions. Highly recommend him!

    Kelsey S.
  • John has great follow up and was very informative. Great guy to work with!!

    Caitlin S.
  • My file was a bit complicated and the work that John and his team did behind the scenes made it a seamless process on my end.

    Katherine S.
  • Quick and easy, excellent support team.

    Chase W.
  • Very attentive and engaged throughout.

    Mark K.
  • John and his team made the entire process go as smoothly as possible.

    Matthew B.
  • Friendly, efficient, quick, available! Thank you!

    Patricia M.
  • I felt that John really worked to create a mortgage based on what I wanted and the technology the company uses for communicating and document sharing is very modern and convenient.

    Jason W.
  • John was quick and communicated well for those of us who found the home buying process overwhelming! Thanks for holding my hand!

    Kelly B.
  • John was very helpful throughout the entire process of my first home buying experience. He worked extremely hard and efficiently to help me close on my home in a timely matter. I strongly recommend others to trust John with their mortgage. Thanks for all your help, John!

    Matthew D.
  • We love John Kolb. I have done multiple transactions with him over the years and have only had the best service from him. I would highly recommend him to anyone looking for a mortgage.

    Debra B.
  • John and his team went above and beyond to make my wife and my home buying/mortgage experience low stress. I always felt supported and informed.

    Robert A.
  • John was extremely professional and helpful when I decided to refinance. He helped me shop around for the best insurance as well as getting me a great rate! I would highly recommend John Kolb to assist anyone with their mortgage needs!

    Kimberly P.
  • So responsive, such a crystal clear process which is all you can ask for.

    Kelli R.
  • Financing and refinancing is always easy with John. I have recommended him to friends and family and everyone has been very pleased with him.

    Brian H.
  • John and his team were very responsive, helpful and kept me informed through the whole process.

    Michael F.
  • John and his team were amazing at communicating what was needed during each phase of the process and made sure everything went smoothly.

    Jeffrey P.
  • John was extremely helpful, responsive, and informative. He walked us through the mortgage lending process and was happy to answer any/all questions we had with the immense amount of paperwork involved in the mortgage lending process. As a result, we would recommend John to all of our family and friends!

    Melissa M.
  • John and the entire team made the experience very, very easy. They were sure to communicate often with the perfect level of details needed. I was truly amazed at how they handled everything so smoothly. They were absolutely fantastic!

    Robert S.
  • Can't believe how quick and painless my whole re-fi was! John was very helpful explaining details and what to expect. Great work by the whole team!

    Jessica N.
  • John was very helpful and upfront with all the details. He was transparent with the information and very courteous in making sure we understood our new financial loan. So appreciate his attention to detail and friendly demeanor.

    Charles T.
  • John was very easy to work with. He was very nice and was a great communicator.

    David M.
  • John Kolb and his team were a pleasure to work with, made my refinance go very smooth and got it done quickly.

    Keaton L.
  • John was very helpful, answered all of my questions, and made it very convenient for me to submit paperwork and acquire my loan.

    Karin E,
  • Very professional. Made it very easy for us.

    Glen F.
  • Best refinancing experience.

    Wei Y.
  • Working with John Kolb and his team was a great experience. My questions were answered in a timely manner and the whole process was smooth and effortless.

    Nicole M.
  • The refinance process was fast, easy and John was always accessible any time I needed help or information. The online format and e-signatures made the entire refinance process go smoothly and quickly.

    Steve G.
  • Made the whole process easy. Very professional. Great to deal with.

    Stephen R.
  • We had a great experience!

    Jessica M.
  • Clear communication, quick responses, good rates and fees.

    James C.
  • John was very professional and helpful at each step in the process!

    Valarie M.
  • I was referred to John Kolb by a family member. So glad they did, him and his team made the whole process so easy on me. They answered all my questions promptly and provided all the information I needed. Will use him in the future and I would refer him to everyone.

    Steven H.
  • We have been going to Capital Mortgage Funding for all our mortgage needs for almost twenty years. I love how John and his team make you feel like family. The whole process was seamless and stress free from start to finish. Thank you Team Kolb!!

    Debra H.
  • I was consistently kept up to date with the progress of my refinance. John was very accessible/easy to get a hold of as needed and always answered phone calls or responded to emails in a timely manner. Online application process was straight forward with uploading of required documents, e-signs, etc.

    Steven G.
  • John and his team made the entire refinance process easy from start to finish. They kept me informed throughout the whole process. Thanks John, Jeff and Emily!!

    Aimee Z.
  • John did an awesome job of making sure everything was submitted properly. He made purchasing a home and obtaining a mortgage very easy! Thanks John. It was truly a pleasure.

    Steven H.
  • I had nothing but great interactions with John and his team throughout my whole process. I was able to have any questions answered quickly and efficiently.

    Steven T.
  • Good service, and once we got to the closing table, everything was ready. No waiting - just signatures.

    Jonathan K
  • I always feel John has my best interest in mind and does whatever he can to help.

    Raymond D.
  • John did an awesome job of making sure everything was submitted properly. He made the purchasing final a home and obtaining a mortgage very easy! Thanks John. It was truly a pleasure.

    Steven H.
  • Thank you, John for making our dream come true!

    Arlene B.
  • The process was simple and fast. Thank you John!

    Kevin H.
  • Very friendly, pleasant and informative group to work with!

    Pamela I.
  • John was always available for questions when needed and walked us through every step of the process.

    Richard K.
  • John was accessible and very knowledgeable about everything that he was doing. Him and his team made it very easy to get this process done.

    Austin R.
  • John and his team were always available and responsive to our needs. They were clear and concise in what the process was, and what next steps were. Most importantly, John treated us like family, and was on our side throughout the process.

    Matthew L.
  • Everything was great and fast.

    Aklakur R.
  • The communication was great and it was a fast process.

    Katelynn T.
  • John and team were wonderful! They were always available to answer questions and address any concerns I had. They really made sure I felt comfortable and informed with the decisions I made as a first time home buyer, that was priceless for me.

    Amanda I.
  • I had one of the best, seamless and professional teams working on the mortgage. Thank you Kolb.

    Bashar T.
  • John and his team are AMAZING. We've done this home-buying thing 4 times now, with a couple of re-fis in there, too, and this has BY  FAR been the smoothest, easiest, most straightforward experience with a mortgage company that we've ever had.

    Beth B
  • John was always available to talk or got back to me quickly. He was really patient with me asking a lot of questions as a first time home buyer, and worked with me to find the best rate possible. I'm glad we had Team Kolb throughout this experience and would recommend them to anyone.

    Sara S
  • Dealing with people you know and trust and is there for you when you finally find that house, was very comforting! That's John and Team Kolb! These guys are top notch performer who make you feel like family. We've had previous transactions with John and I know we will have more in the future. Thank you John for everything!

    Louis C
  • John was on it from the very start! I never had to reach out to him to see what was going on, he was in constant contact via phone calls and emails. He took great care in making sure everything went smoothly and swiftly! He was an absolute pleasure to work with and did a fantastic job!

    Benjamin F.
  • John and his team worked extremely quickly and helped make buying a house surprisingly painless. As a first time home buyer, I had some questions. Every email I ever sent and every question I asked was responded to promptly and clearly. John and his team were very diligent and they've completely earned my recommendation.

    Sid K
  • John Kolb really worked hard to get us in our new home!

    Melanie G
  • Thank you for the card and gift basket, it's much appreciated.  Also thank you for the wonderful job handling my account.  I will definitely be recommending you folks to anyone looking for a loan.

    Brian A.
  • John is excellent to work with. John takes the time to understand your objectives and comes up with creative solutions to meet expectations from both parties.

    William and Holly S.
  • Mr. Kolb was great. Walked me through the process every step of the way and got my loan done in 30 days Great service. Thanks again John.

    John D.
  • Thank you very much for the very thoughtful gift. Once we are settled in over there, it will definitely be greatly enjoyed. I wanted to let you know that I have referred a good friend and co-worker to you.  They found a house and will likely need to close quickly. Thank you again for everything!

    Darby R.
  • Thank you all so much for the thoughtful welcome basket and card. This is my second mortgage with your wonderful group and I once again could not be happier with the outstanding service and care we received! Thank you all so much!

    Jessica and Rob M.
  • You made the mortgage process smooth, I truly appreciated the quick response From everyone.  Will 100% recommend your services to family and friends.

    Cindy M.
  • Mr Kolb is the 'BEST!' He guides you all the way through the process, leaving you with a very comfortable experience.(Like a family member assisting you) GREAT JOB!!!!!!

    Antoine M
  • John Kolb is the BEST mortgage banker hands down!! Attention to detail, timely and professional!

    Noel H
  • THANK YOU AND YOUR TEAM for all your assistance with the mortgage! Andy and I very much appreciate it. Also, big thanks for the gift basket, yummy!

    Tereza M